Live · 41 calculators · FY 2025-26
Every money question, answered to the rupee.
41 precise finance calculators built for India - take-home pay, income tax, SIP, EMI, FD and more. Accurate to the latest financial year, recalculated the moment you type.
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on a ₹12,00,000 CTC · Karnataka
- Annual gross
- ₹10,99,140
- EPF (you)
- −₹72,000
- Income tax
- ₹0
- Accuracy
- Finance Act 2025
- Coverage
- 41 calculators
- Categories
- Income · Invest · Save · Loan
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Calculators that respect your time.
Each one is meticulously accurate, mobile-first, and current to the latest financial year.
41 live
Income
Salary, tax & real take-home pay
- Popular
Take-Home Salary
Turn your CTC into real monthly in-hand pay - new vs old regime, instantly.
Open - Popular
Income Tax
Estimate your FY 2025-26 tax under both regimes and find which saves more.
Open - India
Gratuity
Work out the gratuity you’re owed for your years of service.
Open - India
HRA Exemption
Find how much of your HRA is tax-exempt under the old regime.
Open - India
GST
Add or remove GST and split it into CGST and SGST instantly.
Open - India
Capital Gains Tax
STCG & LTCG tax on equity, property, gold and debt — FY 2025-26.
Open - India
Salary Hike
Your new salary after a raise — or the % between two salaries.
Open - India
Term Insurance
How much life cover your family actually needs.
Open
Investments
Grow your money over time
- India
Step-up SIP
Start small, step up yearly - see how much more wealth you build vs a flat SIP.
Open - Popular
SIP
Project the future value of your monthly mutual-fund investments.
Open - India
Lumpsum
See what a one-time investment grows into over the years.
Open - India
SWP
Plan a monthly income from your corpus - and see how long it lasts.
Open - India
CAGR
Annualise any investment’s return between two values.
Open - India
Retirement
How big a corpus you need — and the SIP to get there.
Open - India
Goal SIP
The exact monthly SIP to hit any money goal in time.
Open - India
FIRE
Your financial-independence number and years to reach it.
Open
Savings
Deposits & guaranteed returns
- India
FD
Maturity and interest on a fixed deposit, compounded quarterly.
Open - India
RD
Maturity on a monthly recurring deposit, with the interest earned.
Open - India
PPF
Project your PPF corpus over 15 years at the latest notified rate.
Open - India
Compound Interest
See how compounding turns a lump sum into much more over time.
Open - India
Simple Interest
Quick interest and total on a principal at a flat simple rate.
Open - India
Inflation
See how inflation erodes the value of money over time.
Open - India
NPS
Project your NPS corpus, lump sum and monthly pension at 60.
Open - India
EPF
See your Provident Fund corpus grow to retirement.
Open - India
Sukanya Samriddhi (SSY)
Project your daughter’s SSY maturity over 21 years.
Open - India
NSC
Maturity on a National Savings Certificate over 5 years.
Open - India
SCSS
Quarterly income from the Senior Citizens Savings Scheme.
Open - India
Post Office MIS
Monthly income from the Post Office Monthly Income Scheme.
Open - India
KVP
See when Kisan Vikas Patra doubles your money.
Open
Loan & EMI
Borrow and repay smartly
- India
Loan Prepayment
See how much interest and time a one-time or recurring prepayment saves you.
Open - India
Loan EMI
Monthly EMI, total interest and a full amortisation schedule.
Open - Popular
Home Loan EMI
Plan your home loan - EMI, total interest and the full repayment schedule.
Open - India
Car Loan EMI
Work out your car loan EMI, total interest and on-road repayment plan.
Open - India
Personal Loan EMI
Estimate your personal loan EMI and the true interest cost before you borrow.
Open - India
Education Loan EMI
EMI and total interest on a student loan — plus the 80E tax angle.
Open - India
Two-Wheeler Loan EMI
Plan the EMI on your bike or scooter loan in seconds.
Open - India
Gold Loan EMI
Work out the EMI and interest on a loan against your gold.
Open - India
Loan Against Property EMI
EMI and interest on a mortgage loan against your property.
Open - India
Business Loan EMI
Estimate the EMI and true cost of a business loan.
Open - India
Stamp Duty
Stamp duty + registration cost on a property, by state.
Open - India
Rent vs Buy
Is it smarter to buy a home or rent and invest the difference?
Open
Built to be trusted with a number that matters.
Accurate.
Every figure is unit-tested against the Finance Act 2025. No hand-wavy estimates, no rounding games - the number is the number.
Instant.
Results recalculate the moment you type. No “calculate” button, no page reload, no spinner standing between you and the answer.
Private.
Everything runs in your browser. Your salary never leaves your device - there is no server for it to be sent to.