Precise, private, instant finance calculators for India. Updated for FY 2025-26.https://finxcal.com/en-inhttps://finxcal.com/take-home-salary-calculator/https://finxcal.com/take-home-salary-calculator/Calculate your in-hand salary from CTC for FY 2025-26. Compares the new and old tax regimes, EPF, professional tax and HRA exemption to show your exact monthly take-home.https://finxcal.com/income-tax-calculator/https://finxcal.com/income-tax-calculator/Income tax calculator for FY 2025-26 comparing the new and old regimes.https://finxcal.com/loan-prepayment-calculator/https://finxcal.com/loan-prepayment-calculator/Loan prepayment calculator: see the interest and tenure you save with a one-time or recurring prepayment, with a full year-by-year amortisation breakdown.https://finxcal.com/loan-emi-calculator/https://finxcal.com/loan-emi-calculator/Loan EMI calculator with amortisation schedule for home, car and personal loans.https://finxcal.com/home-loan-emi-calculator/https://finxcal.com/home-loan-emi-calculator/Home loan EMI calculator: find your monthly EMI, total interest and year-by-year amortisation for a housing loan, at any amount, rate and tenure up to 30 years.https://finxcal.com/car-loan-emi-calculator/https://finxcal.com/car-loan-emi-calculator/Car loan EMI calculator: compute the monthly EMI and total interest on a new or used car loan for any amount, interest rate and tenure up to 8 years.https://finxcal.com/personal-loan-emi-calculator/https://finxcal.com/personal-loan-emi-calculator/Personal loan EMI calculator: see the monthly EMI, total interest and repayment schedule for an unsecured personal loan at any amount, rate and tenure up to 7 years.https://finxcal.com/step-up-sip-calculator/https://finxcal.com/step-up-sip-calculator/Step-up SIP calculator: project your maturity when the monthly SIP rises every year. Compares step-up vs a flat SIP, adjusts for inflation, and can work backwards from a goal.https://finxcal.com/sip-calculator/https://finxcal.com/sip-calculator/SIP calculator to project mutual fund returns from monthly investments.https://finxcal.com/lumpsum-calculator/https://finxcal.com/lumpsum-calculator/Lumpsum calculator: project the maturity value of a one-time mutual fund or market investment, with year-by-year growth and total returns.https://finxcal.com/swp-calculator/https://finxcal.com/swp-calculator/SWP (Systematic Withdrawal Plan) calculator: see how long your corpus lasts with regular monthly withdrawals, the total withdrawn and the balance left.https://finxcal.com/fd-calculator/https://finxcal.com/fd-calculator/Fixed deposit (FD) calculator: find the maturity value and interest earned on a lump-sum deposit, compounded quarterly, for any amount, rate and tenure.https://finxcal.com/rd-calculator/https://finxcal.com/rd-calculator/Recurring deposit (RD) calculator: project the maturity value and interest of a fixed monthly deposit over your chosen tenure.https://finxcal.com/ppf-calculator/https://finxcal.com/ppf-calculator/PPF calculator: project the maturity of your Public Provident Fund with yearly deposits compounded annually at the notified rate, over a 15-year lock-in or beyond.https://finxcal.com/compound-interest-calculator/https://finxcal.com/compound-interest-calculator/Compound interest calculator: find the total value and interest on a lump sum compounded yearly, quarterly or monthly, for any rate and period.https://finxcal.com/simple-interest-calculator/https://finxcal.com/simple-interest-calculator/Simple interest calculator: compute interest and the total amount using the P × r × t formula for any principal, rate and time.https://finxcal.com/cagr-calculator/https://finxcal.com/cagr-calculator/CAGR calculator: find the compound annual growth rate between an initial and a final value over a period, plus the absolute return and multiple.https://finxcal.com/inflation-calculator/https://finxcal.com/inflation-calculator/Inflation calculator: see the future cost of today’s money and how much purchasing power it loses over the years at a given inflation rate.https://finxcal.com/gratuity-calculator/https://finxcal.com/gratuity-calculator/Gratuity calculator: compute the gratuity payable under the Payment of Gratuity Act from your last drawn salary and years of service, with the ₹20L cap.https://finxcal.com/hra-calculator/https://finxcal.com/hra-calculator/HRA calculator: compute the tax-exempt portion of your House Rent Allowance as the least of the three statutory limits, plus the taxable balance.https://finxcal.com/gst-calculator/https://finxcal.com/gst-calculator/GST calculator: add GST to a base amount or extract it from a GST-inclusive price, with the CGST/SGST split, for any rate (5%, 12%, 18%, 28%).https://finxcal.com/nps-calculator/https://finxcal.com/nps-calculator/NPS calculator: project your National Pension System corpus at retirement, the tax-free lump sum, and the estimated monthly pension from the annuity.https://finxcal.com/epf-calculator/https://finxcal.com/epf-calculator/EPF calculator: project your Employees’ Provident Fund corpus at retirement from monthly basic salary, contributions, annual hikes and the EPF interest rate.https://finxcal.com/sukanya-samriddhi-yojana-calculator/https://finxcal.com/sukanya-samriddhi-yojana-calculator/Sukanya Samriddhi Yojana (SSY) calculator: project the tax-free maturity of yearly deposits over the 15-year deposit window and 21-year term at the notified rate.https://finxcal.com/education-loan-emi-calculator/https://finxcal.com/education-loan-emi-calculator/Education loan EMI calculator: compute the monthly EMI, total interest and repayment schedule on a student loan, with notes on the moratorium and Section 80E deduction.https://finxcal.com/two-wheeler-loan-emi-calculator/https://finxcal.com/two-wheeler-loan-emi-calculator/Two-wheeler loan EMI calculator: find the monthly EMI and total interest on a bike or scooter loan for any amount, rate and tenure up to 5 years.https://finxcal.com/gold-loan-emi-calculator/https://finxcal.com/gold-loan-emi-calculator/Gold loan EMI calculator: compute the monthly EMI and total interest on a loan against gold, for any amount, rate and tenure.https://finxcal.com/loan-against-property-emi-calculator/https://finxcal.com/loan-against-property-emi-calculator/Loan against property (LAP) EMI calculator: find the monthly EMI, total interest and amortisation on a mortgage loan, for any amount, rate and tenure up to 20 years.https://finxcal.com/business-loan-emi-calculator/https://finxcal.com/business-loan-emi-calculator/Business loan EMI calculator: compute the monthly EMI, total interest and repayment schedule on a business or working-capital loan for any amount, rate and tenure.https://finxcal.com/retirement-calculator/https://finxcal.com/retirement-calculator/Retirement calculator: find the corpus you need to retire, your future monthly expenses after inflation, and the monthly SIP required to build it.https://finxcal.com/goal-sip-calculator/https://finxcal.com/goal-sip-calculator/Goal SIP calculator: find the monthly SIP needed to reach a target amount in a given time at an expected return — perfect for goal-based investing.https://finxcal.com/fire-calculator/https://finxcal.com/fire-calculator/FIRE calculator: find your Financial Independence number (corpus ÷ safe withdrawal rate) and how many years of investing it takes to get there.https://finxcal.com/nsc-calculator/https://finxcal.com/nsc-calculator/NSC calculator: find the maturity value and interest on a National Savings Certificate, compounded annually over the 5-year term at the notified rate.https://finxcal.com/scss-calculator/https://finxcal.com/scss-calculator/SCSS calculator: find the quarterly interest payout and total interest from the Senior Citizens Savings Scheme for any deposit, rate and 5-year term.https://finxcal.com/post-office-mis-calculator/https://finxcal.com/post-office-mis-calculator/Post Office MIS calculator: find the fixed monthly income and total interest from the Post Office Monthly Income Scheme for any deposit, rate and term.https://finxcal.com/kvp-calculator/https://finxcal.com/kvp-calculator/KVP calculator: see the maturity (double your investment) and exactly how long Kisan Vikas Patra takes to double at the notified rate.https://finxcal.com/capital-gains-calculator/https://finxcal.com/capital-gains-calculator/Capital gains tax calculator for FY 2025-26: compute STCG and LTCG on equity, property, gold and debt funds with the latest rates, the ₹1.25L exemption and cess.https://finxcal.com/salary-hike-calculator/https://finxcal.com/salary-hike-calculator/Salary hike calculator: find your new salary after a percentage raise, or work out the hike percentage between your old and new salary.https://finxcal.com/term-insurance-calculator/https://finxcal.com/term-insurance-calculator/Term insurance calculator: estimate the life cover you need using the income-replacement method — income for dependent years plus loans, net of existing cover and savings.https://finxcal.com/stamp-duty-calculator/https://finxcal.com/stamp-duty-calculator/Stamp duty calculator: estimate the stamp duty and registration charges on a property purchase by state, and your all-in cost of acquisition.https://finxcal.com/rent-vs-buy-calculator/https://finxcal.com/rent-vs-buy-calculator/Rent vs buy calculator: an apples-to-apples net-worth comparison of buying a home versus renting and investing the difference over your time horizon.